‘Instant transfers hit N10tr in Feb 2016’-CBN
By Niyi Olaoye
The Central Bank of Nigeria (CBN) has said that instant money transfers through the Deposit Money Banks (DMBs) have grown to N10 trillion as at February, 2016.
At a one-day interactive enlightenment session with stakeholders held in Lagos over the weekend, the apex bank said that through the cashless policy, it has sought to transform both commercial and retail payments to increase the use of electronic (alternative to cash) channels.
NIP is the first and only point to point funds transfer service that guarantees instant value to the beneficiary.
Powered by the Nigeria Interbank Settlement System (NIBSS), the Instant Transfer is a service majorly offered through bank’s internet banking, mobile and bank branch platforms for corporates and individuals as well as through the banks’ branch network. It is an on-line real-time bank account numbers based Inter-bank credit transfer.
In his presentation, Assistant Director, Banking and Payment System Department CBN, Agboola Olusola further disclosed that point of sales transaction value has risen from a total of N39 million in January, 2012 to N46 billion in February, 2016.
Similarly, he added Mobile Money Operators’ transaction increased from N31 billion in 2012 to N1.1 trillion in April,2016 with 107,571 agents and 29.9million customers.
CBN further revealed that the number of citizens captured is 5 million while a total of Bank Verification Numbers linked to accounts as at May 31, 2016 stood at 34,765,546.
The bank said it has so far conducted nation-wide cashless sensitization campaign; successfully implemented cashless policy in Lagos, Abia, Anambra, Kano, Ogun, Rivers and FCT; licensed 21 Mobile Money Operators and 6 Payment Terminal Service Providers (PTSPs) among others.
He, however, hinted that CBN effected refunds of N26.998billion to bank customers, while its Consumer Protection unit received and treated over 8,000 complaints, was able to resolve over 6,000 complaints.
On job losses, Okoroafor said it is not about one industry. He said it is about what the labour law says and about the country’s industrial policy, but remains optimistic that the ministry of labour and the banks would arrive at a reasonable conclusion in their soon-to-held meeting.
He said the interactive session is a way of sensitizing stakeholders about the recent policy measures taken by the apex.
He said for instance that Financial Literacy Framework adopted in 2013 was reviewed in 2015 and that it adopts a CBN-led multi-stakeholder approach to the delivery of financial education programmes to drive financial inclusion and to promote sustainable economic growth and development.
Also responding, the General Secretary of National Union of Textile Garments and Tailoring Workers of Nigeria (NUTGTW), Comrade Issa Aremu, said the interactive session has been quite useful.
According to him, the CBN under Godwin Emefiele has done what labour asked for by insisting that as an import dependent country, Nigeria will not benefit anything from Naira devaluation.
“We are happy the CBN has kept to that because any devaluation will have negative impact on workers’ salary,” Aremu said.
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With havin so much content do you ever run into any issues of plagorism or copyright violation? My blog has a lot of exclusive content I’ve either created myself or outsourced but it appears a lot of it is popping it up all over the internet without my authorization. Do you know any methods to help prevent content from being ripped off? I’d truly appreciate it.
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Please let me know if you’re looking for a writer for your weblog. You have some really good posts and I feel I would be a good asset. If you ever want to take some of the load off, I’d love to write some articles for your blog in exchange for a link back to mine. Please send me an email if interested. Many thanks!
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Hey I know this is off topic but I was wondering if you knew of any widgets I could add to my blog that automatically tweet my newest twitter updates. I’ve been looking for a plug-in like this for quite some time and was hoping maybe you would have some experience with something like this. Please let me know if you run into anything. I truly enjoy reading your blog and I look forward to your new updates.
First of all I want to say excellent blog! I had a quick question in which I’d like to ask if you do not mind. I was curious to find out how you center yourself and clear your head prior to writing. I have had a hard time clearing my mind in getting my ideas out. I do take pleasure in writing but it just seems like the first 10 to 15 minutes are usually lost simply just trying to figure out how to begin. Any recommendations or tips? Thank you!
With havin so much content do you ever run into any issues of plagorism or copyright violation? My blog has a lot of exclusive content I’ve either created myself or outsourced but it appears a lot of it is popping it up all over the web without my agreement. Do you know any methods to help stop content from being ripped off? I’d definitely appreciate it.
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Have you ever considered creating an ebook or guest authoring on other blogs? I have a blog based on the same topics you discuss and would really like to have you share some stories/information. I know my readers would value your work. If you are even remotely interested, feel free to shoot me an e-mail.
Hi there, i read your blog occasionally and i own a similar one and i was just curious if you get a lot of spam comments? If so how do you reduce it, any plugin or anything you can suggest? I get so much lately it’s driving me insane so any help is very much appreciated.
Hmm is anyone else experiencing problems with the pictures on this blog loading? I’m trying to find out if its a problem on my end or if it’s the blog. Any feed-back would be greatly appreciated.
Please let me know if you’re looking for a article author for your weblog. You have some really great posts and I believe I would be a good asset. If you ever want to take some of the load off, I’d absolutely love to write some content for your blog in exchange for a link back to mine. Please send me an e-mail if interested. Cheers!
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I’m not sure exactly why but this blog is loading very slow for me. Is anyone else having this issue or is it a problem on my end? I’ll check back later and see if the problem still exists.
With havin so much content and articles do you ever run into any problems of plagorism or copyright violation? My website has a lot of completely unique content I’ve either authored myself or outsourced but it seems a lot of it is popping it up all over the web without my agreement. Do you know any techniques to help protect against content from being stolen? I’d definitely appreciate it.
Hello! Quick question that’s totally off topic. Do you know how to make your site mobile friendly? My website looks weird when viewing from my iphone4. I’m trying to find a template or plugin that might be able to correct this issue. If you have any suggestions, please share. With thanks!
Great blog you have here but I was curious about if you knew of any discussion boards that cover the same topics talked about in this article? I’d really like to be a part of community where I can get advice from other knowledgeable people that share the same interest. If you have any suggestions, please let me know. Thanks a lot!
Hi there are using WordPress for your blog platform? I’m new to the blog world but I’m trying to get started and create my own. Do you require any html coding expertise to make your own blog? Any help would be really appreciated!
The other day, while I was at work, my sister stole my apple ipad and tested to see if it can survive a 30 foot drop, just so she can be a youtube sensation. My iPad is now destroyed and she has 83 views. I know this is totally off topic but I had to share it with someone!
Good day! Would you mind if I share your blog with my facebook group? There’s a lot of people that I think would really enjoy your content. Please let me know. Thanks
I’m really enjoying the design and layout of your website. It’s a very easy on the eyes which makes it much more enjoyable for me to come here and visit more often. Did you hire out a developer to create your theme? Great work!
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When I originally commented I clicked the “Notify me when new comments are added” checkbox and now each time a comment is added I get several emails with the same comment. Is there any way you can remove people from that service? Bless you!
Appreciating the time and energy you put into your blog and detailed information you offer. It’s nice to come across a blog every once in a while that isn’t the same outdated rehashed material. Excellent read! I’ve saved your site and I’m including your RSS feeds to my Google account.
I know this if off topic but I’m looking into starting my own blog and was curious what all is needed to get set up? I’m assuming having a blog like yours would cost a pretty penny? I’m not very web smart so I’m not 100% sure. Any tips or advice would be greatly appreciated. Cheers
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Hello! I know this is kind of off topic but I was wondering if you knew where I could get a captcha plugin for my comment form? I’m using the same blog platform as yours and I’m having trouble finding one? Thanks a lot!
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Hi there, i read your blog occasionally and i own a similar one and i was just curious if you get a lot of spam feedback? If so how do you stop it, any plugin or anything you can advise? I get so much lately it’s driving me mad so any assistance is very much appreciated.
First off I want to say great blog! I had a quick question in which I’d like to ask if you don’t mind. I was curious to find out how you center yourself and clear your mind before writing. I have had a hard time clearing my thoughts in getting my ideas out there. I truly do enjoy writing however it just seems like the first 10 to 15 minutes are usually wasted just trying to figure out how to begin. Any recommendations or hints? Thanks!
Hi there this is kind of of off topic but I was wanting to know if blogs use WYSIWYG editors or if you have to manually code with HTML. I’m starting a blog soon but have no coding know-how so I wanted to get guidance from someone with experience. Any help would be greatly appreciated!
I’m not sure exactly why but this website is loading very slow for me. Is anyone else having this problem or is it a issue on my end? I’ll check back later and see if the problem still exists.
Does your site have a contact page? I’m having a tough time locating it but, I’d like to shoot you an email. I’ve got some creative ideas for your blog you might be interested in hearing. Either way, great site and I look forward to seeing it develop over time.
I’m truly enjoying the design and layout of your blog. It’s a very easy on the eyes which makes it much more enjoyable for me to come here and visit more often. Did you hire out a developer to create your theme? Outstanding work!
Have you ever thought about writing an e-book or guest authoring on other sites? I have a blog centered on the same topics you discuss and would really like to have you share some stories/information. I know my audience would value your work. If you are even remotely interested, feel free to shoot me an email.
Have you ever considered about including a little bit more than just your articles? I mean, what you say is valuable and everything. Nevertheless just imagine if you added some great pictures or video clips to give your posts more, “pop”! Your content is excellent but with pics and clips, this site could undeniably be one of the greatest in its niche. Terrific blog!
Hmm is anyone else encountering problems with the pictures on this blog loading? I’m trying to figure out if its a problem on my end or if it’s the blog. Any responses would be greatly appreciated.
I am really loving the theme/design of your weblog. Do you ever run into any internet browser compatibility issues? A small number of my blog visitors have complained about my site not operating correctly in Explorer but looks great in Firefox. Do you have any tips to help fix this issue?
Heya this is kinda of off topic but I was wondering if blogs use WYSIWYG editors or if you have to manually code with HTML. I’m starting a blog soon but have no coding know-how so I wanted to get guidance from someone with experience. Any help would be greatly appreciated!
Hello! I know this is somewhat off topic but I was wondering which blog platform are you using for this site? I’m getting tired of WordPress because I’ve had problems with hackers and I’m looking at options for another platform. I would be awesome if you could point me in the direction of a good platform.
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This design is steller! You certainly know how to keep a reader amused. Between your wit and your videos, I was almost moved to start my own blog (well, almost…HaHa!) Wonderful job. I really enjoyed what you had to say, and more than that, how you presented it. Too cool!
Heya! I realize this is somewhat off-topic however I needed to ask. Does building a well-established blog such as yours take a massive amount work? I am completely new to running a blog however I do write in my diary everyday. I’d like to start a blog so I will be able to share my own experience and feelings online. Please let me know if you have any ideas or tips for new aspiring bloggers. Appreciate it!
Hey there would you mind stating which blog platform you’re working with? I’m looking to start my own blog soon but I’m having a hard time choosing between BlogEngine/Wordpress/B2evolution and Drupal. The reason I ask is because your design and style seems different then most blogs and I’m looking for something unique. P.S My apologies for getting off-topic but I had to ask!
Have you ever thought about writing an ebook or guest authoring on other blogs? I have a blog centered on the same ideas you discuss and would really like to have you share some stories/information. I know my viewers would enjoy your work. If you are even remotely interested, feel free to send me an email.
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Hi! Quick question that’s entirely off topic. Do you know how to make your site mobile friendly? My web site looks weird when viewing from my apple iphone. I’m trying to find a template or plugin that might be able to correct this issue. If you have any suggestions, please share. Thanks!
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My developer is trying to convince me to move to .net from PHP. I have always disliked the idea because of the costs. But he’s tryiong none the less. I’ve been using WordPress on various websites for about a year and am anxious about switching to another platform. I have heard good things about blogengine.net. Is there a way I can transfer all my wordpress content into it? Any kind of help would be greatly appreciated!
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Howdy! Do you know if they make any plugins to help with Search Engine Optimization? I’m trying to get my blog to rank for some targeted keywords but I’m not seeing very good success. If you know of any please share. Thank you!
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